How to transfer crypto from a Telegram wallet – step-by-step instructions

Learning how to withdraw crypto from a telegram wallet is a straightforward process, but the right method depends entirely on your goal.

Whether your objective is to understand how to withdraw money from a telegram crypto wallet to a bank account or simply to move your assets to another platform, there are three distinct paths available.

This guide explains how to execute each option—selling on the P2P market, transferring to an external address, or using a third-party exchanger—clarifying the unique trade-offs in speed, privacy, and risk.

Understanding Telegram’s Crypto Wallets: @wallet vs. TON Space

Before proceeding, it’s essential to know which wallet you’re using within Telegram’s ecosystem.

The platform features two distinct types, each offering a different level of control:

• @wallet: A custodial wallet deeply integrated into the messenger. In this setup, the service manages your private keys. This simplifies the user experience but means you entrust a third party with ultimate control over your funds. It supports assets like TON, Bitcoin, and USDT.
• TON Space: A non-custodial wallet built on The Open Network blockchain. Here, you have exclusive and complete control over your private keys and assets, offering true ownership and more advanced capabilities for interacting with decentralized applications (dApps).

This guide will focus on the more commonly used custodial @wallet , as its user-friendly interface is the primary hub for most withdrawal operations.

Method 1: Selling on the P2P Market to Withdraw Money

This is the most direct route if your primary objective is to convert crypto into fiat currency (e.g., dollars or euros).

This method of learning how to withdraw money from a telegram crypto wallet leverages a peer-to-peer (P2P) market that facilitates direct trades between users, with the Telegram wallet itself acting as an escrow service to protect both parties from fraud.

How to Sell Your Crypto Step-by-Step

1. Access the P2P Market: Inside the @wallet interface, sеlect the “Sell” option to begin.
2. Choose Your Asset: Specify which cryptocurrency you want to sell, such as TON or USDT.
3. sеlect a Buyer: You’ll see a list of buy offers from other users.
4. Carefully review the exchange rate, available payment methods (e.g., specific bank transfers), and the buyer’s user rating before choosing an offer.
5. Initiate the Transaction: Once you sеlect a suitable offer, enter the amount of crypto you wish to sell.
6. The systеm will show you the exact amount of fiat currency you will receive.
7. Await Payment: Your crypto is now temporarily locked in escrow.
8. The buyer will transfer the funds to your specified account and then mark the payment as complete on their end.
9. Confirm and Release: After you have independently verified that the funds have arrived in your bank account, you must confirm receipt within the wallet.
10. This action releases the escrowed crypto to the buyer, finalizing the trade.

Pros and Cons of the P2P Market

Pros:

• Simple, intuitive interface designed for ease of use.
• A wide variety of payment options from different banks and services.
• Allows for direct withdrawal to a bank card without intermediaries.

Cons:

• Potential for bank scrutiny or account blocks from frequent P2P transfers from various individuals.
• Exchange rates may be less competitive than those on major centralized exchanges.
• Risk of dealing with slow, unresponsive, or otherwise unreliable counterparties.

How to Transfer Crypto From a Telegram Wallet to an External Address

If your goal isn’t to cash out but to move your assets for trading, staking, or long-term secure storage, this is the ideal method.

It involves a standard blockchain transaction to an external platform like the Bybit or OKX exchanges, or a personal non-custodial wallet such as Trust Wallet or Ledger.

How to Initiate an External Transfer

1. Get the Deposit Address: On your chosen exchange or external wallet, navigate to the “Deposit” or “Receive” section.
2. sеlect the correct coin (e.g., USDT) and, critically, the correct network (e.g., TRC-20) to generate a unique deposit address.
3. Copy this address.
4. Start the Withdrawal in Telegram: In your @wallet, choose the “Transfer” option, followed by “External Wallet.”
5. Enter Transaction Details: Paste the copied destination address into the appropriate field, sеlect the asset you are sending, and specify the amount.
6. Verify and Confirm: The wallet will display a summary of the transaction, including the network fee.
7. Carefully double-check that the destination address is perfectly correct before confirming the operation.

A Crucial Warning: KYC and AML Risks

When you send funds to a centralized exchange, they are subject to strict global Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations.

If the platform’s automated systems flag the origin of your crypto as suspicious, your assets can be frozen pending a lengthy investigation.

Ensure you are confident in the “cleanliness” of your funds before using this method.

Directions for withdrawing cryptocurrency (Bitcoin) to bank cards:

• Exchange Bitcoin (BTC) to Sberbank (RUB) without AML check and KYC verification
• Exchange Bitcoin (BTC) to MoneyGo (USD) without AML check and verification
• Exchange Bitcoin (BTC) to MoneyGo (EUR) without AML check and verification
• Exchange Bitcoin (BTC) to Mono Bank (UAH) without AML check and verification
• Exchange Bitcoin (BTC) to Privat24 (UAH) – No AML check and verification

Method 3: Using Third-Party Exchangers for Private Withdrawals

A third category of specialized exchange services has emerged as a hybrid solution, aiming to balance the trade-offs of the other methods.

These platforms act as an intermediary for users who prioritize privacy and security above all else.

Their value proposition is built on two key features:

• Enhanced Privacy: These services typically do not require mandatory KYC verification, allowing you to transact without submitting personal identity documents and preserving your confidentiality.
• “Clean” Asset Guarantee: Reputable exchangers perform their own AML analysis to ensure the crypto you receive has no links to illicit activities.

This significantly mitigates the risk of having your account frozen if you later deposit those assets onto a major exchange.

The Myth of P2P Anonymity

There is a common misconception that P2P trading is completely anonymous because it doesn’t require KYC within the Telegram wallet itself.

This is an illusion. Every P2P transaction leaves a clear digital trail.

Bank transfers are recorded by financial institutions and can trigger scrutiny under financial monitoring rules, and the name and account details of your counterparty are always revealed during the transaction.

True anonymity is not a feature of this systеm.

Quick Comparison of Withdrawal Methods

Frequently Asked Questions (FAQ)

What are the fees for withdrawing from Telegram Wallet?

For external transfers, you only pay the dynamic blockchain network fee (“gas”). On the P2P market, sellers are typically charged a service fee of around 0.9%. Third-party exchangers inсlude their fee within the offered exchange rate.

Can I withdraw directly to a bank card?

Yes, this is the primary function of the P2P market and third-party online exchangers.

How long does a transfer take?

P2P trades usually take 5 to 30 minutes, but this depends entirely on the buyer’s speed. Automated third-party exchangers often complete transactions in under 15 minutes.

Is KYC always necessary?

No, KYC is not typically required for basic operations on the @wallet P2P market, though it may be requested for higher limits. If you wish to avoid verification entirely, an anonymous third-party exchanger is a suitable alternative.

Disclaimer: Users should be aware of their local regulations regarding cryptocurrency transactions.

Always exercise caution and perform due diligence when transacting with unknown parties or using third-party services.